Disclaimer - Risk in Trading
Conditions, Disclaimer, & Sales Agreement:

KNOW WHAT YOU ARE BUYING BEFORE YOU BUY IT, AS ALL SALES ARE FINAL, NO REFUNDS ON ANY ITEMS.

30-day software trials are available for all software except the risk & money management software.

The risk of loss in stock, stock/options, futures, futures/options, and forex trading is substantial, and site visitors and subscribers should consider whether trading these markets is appropriate in light of their financial situation. 

No warranty, express or implied, is made by TradersCoach.com, Inc. or its providers of information, as to the results to be obtained from use of TradersCoach.com, Inc.’s information or the fitness of its use for a particular purpose. Trading results of subscribers attempting to replicate the activity of any TradersCoach.com, Inc. account may differ significantly from the results obtained in the TradersCoach.com, Inc. account due to slippage, market volatility, lack of liquidity and other factors. Hypothetical performance results do not represent actual trading results and have inherent limitations. Trades not actually executed cannot reflect the true impact of market factors, including lack of liquidity. TradersCoach.com, Inc. makes no representation that site visitors or subscribers will experience profits or losses similar to those shown. Past results of any performance published on TradersCoach.com are not indicative of future returns.

HYPOTHETICAL PERFORMANCE RESULTS HAVE MANY INHERENT LIMITATIONS, SOME OF WHICH ARE DESCRIBED BELOW. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN. IN FACT, THERE ARE FREQUENTLY SHARP DIFFERENCES BETWEEN HYPOTHETICAL PERFORMANCE RESULTS AND THE ACTUAL RESULTS SUBSEQUENTLY ACHIEVED BY ANY PARTICULAR TRADING PROGRAM.

ONE OF THE LIMITATIONS OF HYPOTHETICAL PERFORMANCE RESULTS IS THAT THEY ARE GENERALLY PREPARED WITH THE BENEFIT OF HINDSIGHT. IN ADDITION, HYPOTHETICAL TRADING DOES NOT INVOLVE FINANCIAL RISK, AND NO HYPOTHETICAL TRADING RECORD CAN COMPLETELY ACCOUNT FOR THE IMPACT OF FINANCIAL RISK IN ACTUAL TRADING. FOR EXAMPLE, THE ABILITY TO WITHSTAND LOSSES OR TO ADHERE TO A PARTICULAR TRADING PROGRAM IN SPITE OF TRADING LOSSES ARE MATERIAL POINTS WHICH CAN ALSO ADVERSELY AFFECT ACTUAL TRADING RESULTS.THERE ARE NUMEROUS OTHER FACTORS RELATED TO THE MARKETS IN GENERAL OR TO THE IMPLEMENTATION OF ANY SPECIFIC TRADING PROGRAM WHICH CANNOT BE FULLY ACCOUNTED FOR IN THE PREPARATION OF HYPOTHETICAL PERFORMANCE RESULTS AND ALL OF WHICH CAN ADVERSELY AFFECT ACTUAL TRADING RESULTS.

Terms of Use
By accessing and using this website of TradersCoach.com, Inc. (sometimes referred to here as the “Company”), you are agreeing to be bound by these terms of use, conditions and disclaimer ("Terms of Use") and all applicable laws and regulations. If you do not agree with any part of these Terms of Use, you must immediately discontinue any use of the website. These Terms of Use may change from time to time without notice and it is your responsibility to check for updates. By using this website you are agreeing to be bound by the, then current version of these Terms of Use.

Legal Disclaimer and Disclosure
Data and information is provided for informational purposes only. Neither the Company nor any of its data or content providers shall be liable for any errors or for any actions taken in reliance thereon. By accessing this website, a user agrees not to redistribute the information found therein. Trade at your own risk.

No Financial Advice
The information on the website is provided for information purposes only. The information is not
intended to be and does not constitute financial advice or any other advice. The information on this website is general in nature and is not specific to you. You should not make any decision, financial or otherwise, based on any of the information on this site without undertaking your own due diligence. You agree that any and all use of the information, which you make, is solely at your own risk and without recourse to the Company or the content providers.

No Solicitation
No part of this website should be taken to constitute an offer or solicitation to buy or sell products or services. Some products or services mentioned on this website may only be available in certain areas or jurisdictions. Any products or services mentioned on this website are made available in accordance with local laws and only where they may be lawfully offered for sale.

Market Opinions
All opinions, news, research, analysis, prices or other information contained on this website are provided as general market commentary and do not constitute investment advice. The Company will not accept liability for any loss or damage, including, but without limitation to, any loss of profit, which may arise directly or indirectly from use of or reliance on such information. Principals of the Company, the Company, affiliates, and/or content providers may or may not hold positions or interests in stocks discussed in this website.

Accuracy of Information
The content on this website is subject to change at any time without notice and is provided for the sole purpose of assisting traders in making independent investment decisions. The Company has taken reasonable measures to ensure the accuracy of the information on the website, however, the company does not guarantee its accuracy and will not accept liability for any loss or damage which may arise directly or indirectly from the content or your inability to access the website, for any delay in or failure of the transmission or the receipt of any instruction or notification sent through this website.

Distribution
This site is not intended for distribution, or use by, any person in any country where such distribution or use would be contrary to local law or regulation. None of the services or investments referred to in this Web site is available to persons residing in any country where the provision of such services or investments would be contrary to local law or regulation. It is the responsibility of visitors to this website to ascertain the terms of and comply with any local law or regulation to which they are subject.

Disclaimer Warranty
THE MATERIALS ON THIS WEBSITE ARE PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED. TO THE FULLEST EXTENT POSSIBLE PURSUANT TO THE APPLICABLE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OR OTHER VIOLATION OF RIGHTS. THE COMPANY DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE, VALIDITY, ACCURACY, OR RELIABILITY OF, OR THE RESULTS OF THE USE OF, OR OTHERWISE RESPECTING, THE MATERIALS ON THIS WEBSITE OR ANY SITES LINKED TO THIS SITE.

Limitation of Liability
THE INFORMATION CONTAINED IN THESE WEBSITE PAGES IS COMPILED FOR THE CONVENIENCE OF SITE VISITORS, IS FURNISHED WITHOUT RESPONSIBILITY FOR ACCURACY, AND IS ACCEPTED BY THE SITE VISITOR ON THE CONDITION THAT ERRORS OR OMISSIONS SHALL NOT BE MADE THE BASIS FOR ANY CLAIM, DEMAND, OR CAUSE FOR ACTION. THE INFORMATION AND DATA IN THESE PAGES WERE OBTAINED FROM SOURCES BELIEVED TO BE RELIABLE, BUT THE COMPANY DOES NOT GUARANTEE THEIR ACCURACY. UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL COMPANY BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOSS OF DATA OR PROFIT, ARISING OUT OF THE USE OR THE INABILITY TO USE, THE MATERIALS ON THIS SITE, EVEN IF THE COMPANY OR A COMPANY AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR
 
EXCLUSION MAY NOT APPLY TO YOU. THERE IS CONSIDERABLE RISK OF LOSS IN DAY TRADING. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS.

Securities and Exchange Commission Statement on Day Trading:
Day traders rapidly buy and sell stocks throughout the day in the hope that their stocks will continue climbing or falling in value for the seconds to minutes they own the stock, allowing them to lock in quick profits. Day traders usually buy on borrowed money, hoping that they will reap higher profits through leverage, but running the risk of higher losses too.
As former SEC Chairman Levitt stated in his testimony before the U.S. Senate, "[Day trading] is neither illegal nor is it unethical. But it is highly risky." Most individual investors do not have the wealth, the time, or the temperament to make money and to sustain the devastating losses that day trading can bring.

Here are some of the facts that every investor should know about day trading:

Be prepared to suffer severe financial losses
Day traders typically suffer severe financial losses in their first months of trading, and many never graduate to profit-making status. Given these outcomes, it's clear: day traders should only risk money they can afford to lose. They should never use money they will need for daily living expenses, retirement, take out a second mortgage, or use their student loan money for day trading.

Day traders do not "invest"
Day traders sit in front of computer screens and look for a stock that is either moving up or down in value. They want to ride the momentum of the stock and get out of the stock before it changes course. They do not know for certain how the stock will move, they are hoping that it will move in one direction, either up or down in value. True day traders do not own any stocks overnight because of the extreme risk that prices will change radically from one day to the next, leading to large losses.

Day trading is an extremely stressful and expensive full-time job
Day traders must watch the market continuously during the day at their computer terminals. It's extremely difficult and demands great concentration to watch dozens of ticker quotes and price fluctuations to spot market trends. Day traders also have high expenses, paying their firms large amounts in commissions, for training, and for computers. Any day trader should know up front how much they need to make to cover expenses and break even.

Day traders depend heavily on borrowing money or buying stocks on margin 
Borrowing money to trade in stocks is always a risky business. Day trading strategies demand using the leverage of borrowed money to make profits. This is why many day traders lose all their money and may end up in debt as well. Day traders should understand how margin works, how much time they'll have to meet a margin call, and the potential for getting in over their heads.

Don't believe claims of easy profits
Don't believe advertising claims that promise quick and sure profits from day trading. Before you start trading with a firm, make sure you know how many clients have lost money and how many have made profits. If the firm does not know, or will not tell you, think twice about the risks you take in the face of ignorance.

Watch out for "hot tips" and "expert advice" from newsletters and websites catering to day traders
Some websites have sought to profit from day traders by offering them hot tips and stock picks for a fee. Once again, don't believe any claims that trumpet the easy profits of day trading. Check out these sources thoroughly and ask them if they have been paid to make their recommendations.
 
Remember that "educational" seminars, classes, and books about day trading may not be objective
Find out whether a seminar speaker, an instructor teaching a class, or an author of a publication about day trading stands to profit if you start day trading.

Check out day trading firms with your state securities regulator
A Purchase & Risk Agreement is required for all purchases made on this website except books published by third party vendors. The customer is advised to read the entire risk agreement/disclosure associated with each product or service they are purchasing.

TRADERSCOACH.COM, INC. KNOWN AS TRADERSCOACH.COM® ASSUMES NO RESPONSIBILITY FOR YOUR TRADING RESULTS. PAST PERFORMANCE DOES NOT GUARANTEE FUTURE PERFORMANCE AND TRADERSCOACH.COM DOES NOT MAKE ANY PERFORMANCE REPRESENTATIONS OR GUARANTEES.

ANY CHART OR TRADING DEMONSTRATIONS PRODUCED BY TRADERSCOACH.COM® REPRESENTING TRADES AND USING THE “APPLIED REALITY TRADING®” METHODS ALSO KNOWN AS “ART®” OR THE “ART® CHARTING SOFTWARE” ON THE TRADERSCOACH.COM WEBSITE OR IN ANY ADVERTISEMENT, SEMINAR, WEBCAST (LIVE & RECORDED), BROCHURE, CD-ROM AND ONLINE DEMONSTRATION, MAGAZINE, ETC. ARE TO BE CONSIDERED HYPOTHETICAL TRADES FOR EDUCATIONAL PURPOSES ONLY. NO TRADING SYSTEM CAN GUARANTEE PROFITS. HYPOTHETICAL TRADING RESULTS CAN BE UNRELIABLE. EMAILS/LETTERS FROM STUDENTS AND OTHERS WERE CHOSEN FROM THE MANY EMAILS/LETTERS FROM THOSE WISHING TO SHARE THEIR OPINIONS AND DO NOT NECESSARILY REPRESENT THE TYPICAL RESULTS OF THE AVERAGE STUDENT. HOW, AND IF, THESE STUDENTS CONTINUE TO TRADE TODAY MAY NOT BE KNOWN.
THE TESTIMONIALS CONTAINED IN THIS SITE, WRITTEN BY INDUSTRY PROFESSIONALS AND STUDENTS, EXPRESS THE OPINIONS OF THE AUTHORS. EMAILS/LETTERS FROM STUDENTS AND OTHERS WERE CHOSEN FROM THE MANY EMAILS/LETTERS FROM THOSE WISHING TO SHARE THEIR OPINIONS AND DO NOT NECESSARILY REPRESENT THE TYPICAL RESULTS OF THE AVERAGE STUDENT. HOW, AND IF, THESE STUDENTS CONTINUE TO TRADE TODAY MAY NOT BE KNOWN.

While TradersCoach.com provides quality educational services and products, we cannot guarantee that you will be successful in your trading. While there is great opportunity in financial trading, it is also very risky and the trader should use only capital he or she can afford to risk and possibly lose. TradersCoach.com assumes no responsibility for your trading results. Past performance does not guarantee future performance and TradersCoach.com does not make any performance representations or guarantees. TradersCoach.com® does not verify the results stated by customers in testimonials sent to us and posted on our website. TradersCoach.com , Inc. including but not limited to Bennett McDowell and Jean McDowell make no claims as to income derived from trading, or anything that can be interpreted as portraying income solely from trading. We make no claim to our trading results, nor claim that we make our living from trading the financial markets.

The customer understands and agrees that all sales are final and no refunds are allowed unless otherwise specified in writing or on the purchase order form. TradersCoach.com , Bennett McDowell or Jean McDowell make absolutely no claims to performance returns on any trading idea, system, product or service.

All workshops and tutorials are non-refundable. Trading Web-Cams are for educational uses and purposes only and the viewer is advised not to trade using this information or our advice regarding trading opportunities we suggest until the recipient has properly tested and evaluated any and all suggestions, ideas, and trading concepts. I also understand that TradersCoach.com is not representing any historical performance statistics or returns, and any suggestions about possible success in trading are just possibilities and are not guarantees. Trading is very risky. We cannot guarantee the accuracy of the data presented here or be held responsible in any way to how the viewer uses this data. Web-cams may go off-line without warning and the viewer agrees not to hold TradersCoach.com or any of its affiliates responsible in anyway.

I also understand and agree that these services and/or products have to do with trading the stock and commodities markets and TradersCoach.com and their representatives, affiliates, and/or partners, and consultants cannot guarantee my success in trading. I understand and agree that trading involves risk and I am trading with capital I can afford to risk and possibly lose. I will not hold TradersCoach.com , their consultants, affiliates, and representatives responsible in any way with my financial success or failure as a trader using their suggestions, products and/or services of any type, techniques, stock picks, books, record keeping systems, Web-Cams, Trading Courses, etc.

Please note that all IP addresses are recorded upon submitting or emailing information to
TradersCoach.com . By placing an order through this website, I acknowledge that I have read these terms & conditions and understand and agree to all of them. I also understand that TradersCoach.com® does not pay customs on any products shipped overseas, and that is the responsibility of the customer. I also acknowledge that I have either had an attorney review these terms & conditions or have decided to waive that right. Please note that all IP addresses are recorded upon submitting Information and orders to insure there is no fraud. Anytime you submit a request on this website, you are automatically added to our opt-in email list that we use to keep in touch with you and send you information about our products and services or certain services we may recommend or sponsor.

No representation is being made that any account will, or is likely to achieve profits or losses similar to those discussed within this site, support and texts. Our Course(s), products, and services, are to be utilized as learning aids. If you decide to invest real money, all trading decisions are your own. No representation is being made that any account will or is likely to achieve profit or losses similar to those shown. The risk of loss in trading commodities can be substantial. You should therefore carefully consider whether such trading is suitable for you in light of your financial condition.

The United States Securities and Exchange Commission (SEC) and the National Association of Securities Dealers, Inc. (NASD), require us to inform you that this web site has been prepared solely for informational purposes and is not a solicitation, nor an offer, to buy or sell any security. Information on our web site does not purport to be a complete description of any securities, markets or developments referred to in our material and any expressions of opinions are subject to change without additional notice to you. All information on our web site is obtained from sources which we consider reliable but we have not independently verified such information and we do not guarantee that it is accurate or complete. Information on our web site may not be suitable for all investors.

The United States Commodity Futures Trading Commission (CFTC) and the National Futures Association (NFA) require us to inform you that this web site and any comments, technical indicators, and suggestions are provided for informational purposes only. The information contained herein is obtained from sources believed to be reliable but is not guaranteed to its accuracy or completeness. The information is neither an offer to sell nor solicitation to buy any of the commodity futures contracts that may be mentioned on this web site.

All information contained on our web site is the property of the TradersCoach.com® also known as TradersCoach.com, Inc. No person or company may copy or reproduce in any form whatsoever, any information on our web site without our expressed written consent in advance. All rights are hereby reserved and all information on our web site is copyrighted in the United States at San Diego, CA, USA, and is protected by copyright pursuant to United States copyright laws and international conventions. It is specifically prohibited for any individual or company to create or reproduce any derivative pages or mirror sites of the copyrighted © TradersCoach.com website.
 
All rankings and ratings from Stocks & Commodities Magazine are from the Trader's Resource ranking polls. Throughout the years TradersCoach.com received "Reader's Choice Awards" in a variety of categories.

The products and services of TradersCoach.com are intended for educational purposes only and the customer is advised to do their own research and testing to determine the validity of any trading idea or system. TradersCoach.com cannot guarantee the accurateness of trades or the data it uses in recommending trades. Some vendors we recommend pay us a commission for each product or service we sell on their behalf. You will not hold Bennett McDowell, TradersCoach.com , their affiliates and/or representatives liable for any losses in trading that you might incur at any time now or in the future. TradersCoach.com . is not responsible for the content or performance of any linked
site. TradersCoach.com is not liable for any harm caused by the use of this site to any software, hardware data or property of the user that may assess, delete, damage, disable, disrupt or otherwise impede the operation or function of the user’s system through access to the site(s). TradersCoach.com has made this information available as a convenience. Research information, views, opinions and other recommendations obtained from sources outside TradersCoach.com are believed to be reliable, but we cannot guarantee their accuracy or completeness.

U.S. Government Required Disclaimer - Commodity Futures Trading Commission. Futures and options trading has large potential rewards, but also large potential risk. You must be aware of the risks and be willing to accept them in order to invest in the futures and options markets. Don't trade with money you can't afford to lose. This website is neither a solicitation nor an offer to buy or sell futures or options. No representation is being made that any account will or is likely to achieve profits or losses similar to those discussed on this website. The past performance of any trading system or methodology is not necessarily indicative of future results.

CFTC RULE 4.41 - HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT BEEN EXECUTED, THE RESULTS MAY HAVE UNDER-OR-OVER COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFIT OR LOSSES SIMILAR TO THOSE SHOWN.

The material contained within this website, and the products and services we offer are for instructional and illustrative purposes only. Results can and will vary from student to student. No guarantees, promises or warranties have been made that suggest any trading will result in a profit or not result in a loss. All trading involves risk.

The following information (contained within this white box) is taken from the website of The United States Commodity Futures Trading Commission (CFTC), the federal agency that regulates commodity futures and options markets in the United States, has witnessed an increase in the number of Internet websites fraudulently promoting commodity trading systems and advisory services. Among other things, these websites falsely claim that advertised performance results are based on real trading when, in fact, the results are based on hypothetical trading. The CFTC urges you to be skeptical when promoters of trading systems and advisory services claim that their products and services will earn high profits with minimal risks. You also should be forewarned that systems which trigger frequent trading signals as part of a daytrading strategy can result in substantial commissions and fees.
Questions concerning this advisory may be addressed to the CFTC's Office of Public Affairs at (202) 418-5080.
 
Commodity Futures Trading Commission
Three LaFayette Centre
1155 21st Street, N.W.
Washington, D.C. 20581

NO TRADING SYSTEM CAN GUARANTEE PROFITS
Commodity trading systems typically are computerized programs that signal members of the public when to buy and sell commodity futures and options contracts. Systems produce buy and sell signals based on mathematical formulas and are typically based on technical analysis of trading data (trading volume and prices), as opposed to fundamental analysis (analysis of economic factors such as supply and demand). Trading systems that are based on technical analysis attempt to predict future price movements based on historical prices, price relationships and price trends.
In deciding whether to purchase a particular trading system to trade commodity futures or options, members of the public should remember that no commodity trading system can guarantee profits. And, whether or not a trading system is used, commodity futures and options are typically high-risk endeavors.

HYPOTHETICAL TRADING RESULTS CAN BE UNRELIABLE
Many trading system promoters advertise their systems by reporting hypothetical trading results. Hypothetical trading results typically are based on trading simulations using historical price data or simulated "real time" computer trading. To obtain these results, trading system promoters typically pretend that they traded futures contracts at market prices that occurred some time in the past. They then calculate the trading results that these purported trades would have achieved had they been placed, based on actual historical prices. These results often show impressive trading results and large net profits with only a few, small margin calls.

Whether based on historical data or simulated "real time" trading, hypothetical results do not reflect the results of any actual trading. In other words, there is no actual futures account, no actual investment, no actual trading, and no actual profits. The results are purely the product of simulation.

Hypothetical trading results have several inherent limitations:
20/20 Hindsight with Historical Results -- Since the trading systems that produced the results were not actually traded under real market conditions, the purported results fail to take into account market circumstances that affect traders and their decision-making process, such as anticipated news events that could have an impact on the supply, demand or price of the commodity.

"Real-time" is not Real -- When marketing trading systems, some promoters claim that their systems have performed successfully in "Real-time Trading." "Real-time Trading" only means that the system has been tested using a live data-feed, rather than being tested using historical market data. In "Real-time Trading," however, no trades have actually been placed in the market. Performance results based on "Real-time Trading" are merely a form of hypothetical results, with the same limitations.

Financial Limitations -- Hypothetical results may not adequately take into account the ability of a trader to absorb trading losses or to meet margin calls. Trading systems assume that the trader can withstand all losses generated by the system and can meet resulting margin calls. It is much easier to absorb a trading loss on paper (hypothetically) than to do so in reality. Many traders find it unacceptable to sustain several consecutive trading losses and/or margin calls. Moreover, in an actual trading environment, a trader's financial condition may change over time and affect his or her ability to continue following a trading system.

Not Tested Under Real Market Conditions -- Hypothetical trading results assume that futures contracts have been bought and sold at specific prices. Since these assumptions have not been subjected to actual market conditions, they may overestimate or underestimate the performance of
a system. In addition, some market conditions may make it impossible to execute a trade. For instance, many systems assume that stop-loss orders will be executed at their stop price. Under actual market conditions a stop-loss order might be executed at a better or worse price, or not be executed at all. Further, actual market conditions include bid/ask spreads which might not be reflected in the prices used in hypothetical trading. Moreover, the actual execution of a trade could impact the price paid, especially in less liquid or illiquid markets.

Possible "Rigging" of Results -- A member of the public should be alert to the possibility that the system promoter manufactured results by selecting historical trades that would have yielded the greatest returns.

Trading and System Costs -- The profit claims of promoters may fail to take into consideration the cost of purchasing or leasing a trading system. While the prices of systems vary, many are sold for thousands of dollars. In addition, most of these systems require that the user obtain a data feed from a vendor. System promoters may also fail to take into consideration the impact on profits of commissions and fees charged by brokers in connection with futures and options trading. Such commissions can have a substantial effect on profitability, particularly when the system generates frequent trading signals. A user should take all of these costs into account because they raise the break-even point in trading.
Because of these limitations, CFTC Regulations require that the presentation of hypothetical trading results be accompanied by a specific cautionary statement warning of the inherent limitations of these results.

FUTURES CONTRACTS ARE VOLATILE AND RISKY
Persons considering trading commodity futures or options should educate themselves about futures and options and realize that they may lose large sums of money. Remember: "If it sounds too good to be true, it probably is too good to be true." The following checklist should help consumers in deciding whether to use a trading system.

IS A FUTURES/OPTIONS TRADING SYSTEM RIGHT FOR YOU?
Do you have the financial ability to sustain trading losses and meet margin calls? When trading futures contracts on margin, you risk losing much more money than the initial margin amount. If the market moves against you, you may be required to pay additional funds. The use of margin creates potentially large exposures to loss.

Can you lose your entire investment and more without a change in your lifestyle?

Do the trading results sound too good to be true?
Are the advertised trading results based on actual trading or "hypothetical" trading?

Has any trader used the system in actual trading? If so, how has the trader fared?

Will the system promoter provide you with independent verification of the claimed trading results?

What is the total cost of the system?

Have you factored into your purchasing decision the impact of commissions and fees that can result from frequent trading?
What are the additional costs (data feed, etc)?
 
Terms Of Use
The use and browsing of the TradersCoach.com web site is entirely at your own risk. TradersCoach.com will not be liable for any direct, indirect, incidental, consequential and/or punitive damages from the access or use of the TradersCoach.com web site in any way and/or form.

Absolutely no solicitations from third party vendors will be taken online, by phone or fax. Please refer to the contacts section of this web site for the appropriate e-mail link.

Clients are bound to our "Service Agreement" when services and products are provided. Please review our Risk Acknowledgement Agreements and Purchase Order Agreements" and contact us with any questions.

Privacy Policy
Log Files
As is true of most websites, we gather certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data.

We use this information, which does not identify individual users, to analyze trends, to administer the Website, to track users’ movements around the Website and to gather demographic information about our user base as a whole.
We do not link this automatically-collected data to personally identifiable information.

We reserve the right to use third-party tracking services that uses cookies to track non-personally identifiable information about visitors to our Website in the aggregate.

Cookies
A cookie is a small text file that is stored on a user’s computer for record-keeping purposes. We do not use cookies on this website.
Some of our business partners (e.g., credit card vendor, advertisers) use cookies related to our Website. We have no access to or control over these cookies.

Information Collection & Use
Orders / Demos / Information Requests
If you purchase a product or service from us or request information or a demo product, we request certain personally identifiable information from you on our order form. You must provide contact information (such as name, email, and shipping address) and financial information when ordering a
product or service (such as credit card number, expiration date). We use this information for billing purposes, to fill your order/request and service you throughout the term of our service and license agreements. If we have trouble processing an order/request, we will use this information to contact you. We may also use this information to notify you of information concerning our existing and future products.

Communications from the Website 
Special Offers and Updates
We will occasionally send you information on products, services, special deals, promotions. You can sign up for these emails from us on our registration page. Out of respect for your privacy, we present the option not to receive these types of communications. Please see the “Choice and Opt-out.”

Newsletters
If you wish to subscribe to our newsletter(s), we will use your name and email address to send the newsletter to you. Out of respect for your privacy, we provide you a way to unsubscribe. Please see the “Choice and Opt-out” section.

Service-related Announcements
We will send you strictly service-related announcements on rare occasions when it is necessary to do so. For instance, if our service is temporarily suspended for maintenance, we might send you an email.

Generally, you may not opt-out of these communications, which are not promotional in nature.
Based upon the personally identifiable information you provide us, we will send you a welcoming email to verify your username and password when we deem it appropriate. We will also communicate with you in response to your inquiries, to provide the services you request, and to manage your account. We will communicate with you by email or telephone, in accordance with your wishes.

Information Sharing and Disclosure
Aggregate Information (non-personally identifiable)
We retain the right to share aggregated demographic information about our user base with our partners and advertisers. This information does not identify individual users. We do not link aggregate user data with personally identifiable information.

Personally identifiable information:
We Share Personally Identifiable Information with Select Third Parties-Agents. We use an outside shipping company to fulfill orders, and a credit card processing company to bill you for goods and services. These companies do not retain, share, store or use personally identifiable information for any other purposes.

Legal Disclaimer
We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process served on our Website

Choice/Opt-out
We provide you the opportunity to ‘opt-out’ of having your personally identifiable information used for certain purposes, when we ask for this information. For example, if you purchase a product/service but do not wish to receive any additional marketing material from us, you can indicate your preference on our order form. If you no longer wish to receive our newsletter and promotional communications, you may opt-out of receiving them by following the instructions included in each newsletter or communication or by emailing us at Info@traderscoach.com. You will be notified when your personal information is collected by any third party that is not our agent/service provider, so you can make an informed choice as to whether or not to share your information with that party.
 
Links to Other Sites
This Website contains links to other sites that are not owned or controlled by TradersCoach.com, Inc. Please be aware that we, TradersCoach.com, Inc., are not responsible for the privacy practices of such other sites.
We encourage you to be aware when you leave our Website and to read the privacy statements of each and every Website that collects personally identifiable information. 

This privacy statement applies only to information collected by this Website. 

Bulletin Boards/Chat Rooms
If you use a bulletin board or chat room on this Website, you should be aware that any personally identifiable information you submit there can be read, collected, or used by other users of these forums, and could be used to send you unsolicited messages. We are not responsible for the personally identifiable information you choose to submit in these forums.

Security
The security of your personal information is important to us. When you enter sensitive information (such as credit card number and/or social security number) on our registration or order forms, we encrypt that information using secure socket layer technology (SSL).

We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

If you have any questions about security on our Website, you can send email us at Info@traderscoach.com. 

Business Transitions
In the event TradersCoach.com, Inc. goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred. You will be notified via email or a prominent notice on our Website for 30 days of any such change in ownership or control of your personal information.
 
Changes in this Privacy Statement
If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our home page.

TRADERSCOACH.COM®, INC. RISK ACKNOWLEDGEMENT & PURCHASE AGREEMENT (RAPA):

I understand that there is substantial risk in trading and investing in the financial markets and I acknowledge and agree to abide by all of the terms and conditions contained within this "Risk Acknowledgment & Purchase Agreement" (RAPA) including the following:

1) EMAIL LIST OPT-IN, I will be opted-in to the TradersCoach.com®, Inc. email list so that I can receive market updates, newsletters, event notices and special promotions.

2) RESULTS, Trading and investing in the financial markets involves significant risk and TradersCoach.com®, Inc. does not guarantee that I will be successful. For this reason, I will only use money I can afford to risk. Furthermore, past performance does not guarantee future results. Thus, even if I was successful with my trades in the past, I may not be successful in the future. I understand and accept that TradersCoach.com®, Inc., Bennett & Jean McDowell, employees of TradersCoach.com®, Inc., and/or affiliates make no performance representation or guarantee of any kind or nature. I will conduct extensive research and will engage in numerous practice trades prior to risking any money with any new trading approach or product or service.

3) LIFETIME TERMS, When purchasing LIFETIME versions of software and educational items, the customer is entitled to lifetime access, and this includes free updates, and NO annual fees. I understand that I must have an opted-in and confirmed email address to receive communications regarding free updates. Furthermore, if my email address should change in the future I will notify TradersCoach.com®, by email via support@traderscoach.com and call 858-695-0592 to notify the office in order to continue receiving free updates.

4) SOFTWARE TERMS, All software has certain limitations and I understand that each individual software product may not work in all financial market cycles. I will develop and master the skills necessary to determine which market cycles work best for my style of trading and investing. It is the ability to master the use of software and to effectively implement educational information that can enable consistent profitability. I understand that TradersCoach.com®, Inc. provides no written or implied guarantee that I will be successful in trading the financial markets using their products and services.

5) EDUCATIONAL CONTENT TERMS, Online Home Study Courses come with Lifetime 24/7 access. All course sales and subscription services are final sale with no refunds and no money back guarantee.

6) RISK CONTROL AND MANAGING MY FINANCIAL RISK, I agree to locate, download and adhere to the Stocks & Commodities Magazine “Fine Tuning Your Money Management” article that was delivered to me by email upon purchase and is also available in my VIP Membership area; I will implement proper risk control and risk management with each trade including the use and adherence of stop loss exits and trade size control. Therefore my risk will be controlled and my account will not be over leveraged. I understand that I alone assume full responsibility for all risks involved in my trading and investing or any other financial market approach.

7) NO MONEY BACK GUARANTEE (MBG) TERMS, ALL SALES ARE FINAL ON ALL SOFTWARE, PRODUCTS & SERVICES. There are NO refunds or money back guarantees (MBG)/refunds, nor trials on any of our products & services unless specifically indicated on the product/service ORDER FORM at time of purchase. And if so, then I understand and agree to the following TradersCoach.com®, Inc. MBG offer terms if said terms are available:

a) MBG maybe for eligible software only if stated on the shopping cart order form at time of order. All educational content, subscriptions, recuring payments, and services is not eligible for a MBG. An eligible Client can receive MBG privilege ONE-TIME ONLY PER ITEM purchased if eligible;

b) MBG period is for CALENDAR DAYS only and begins immediately upon the date of purchase;

c) Any MBG request must be submitted in writing by email to support@traderscoach.com within the MBG time period stated on the order “Invoice” (it is suggested that client also call 858-695-0592 to confirm that their email was successfully delivered);

d) Only software with the terms Money Back Guarantee (MBG) on the purchase ORDER FORM only is eligible for a refund. If eligible for MBG, software and items purchased must be installed, operational and accessed in order for the purchaser to be eligible for a refund, TradersCoach.com must initially install the software you purchased. If eligible for MBG and you choose to install the software yourself, you void the 10-Day Money Back Guarantee refund.;

e) If “Quick Start” one-on-one coaching session is included with the package purchased, it must be completed PRIOR TO receiving money back;

f) Client must provide performance records on three closed trades (either live trades or paper-trades) complete with chart pictures showing proper entries and exits using risk control designed to limit risk to 2% of their trading capital per trade as outlined in the Stocks & Commodities Magazine “Fine Tuning Your Money Management” article that was delivered upon purchase;

g) Once MBG request has been approved, dollar amount paid for item(s) purchased will be refunded within 60-days.

8) NO SOFTWARE TRIALS AVAILABLE.

Contact Us
If you have any questions or suggestions regarding our privacy policy, please contact us at:

By mail: TradersCoach.com, Inc., 10755-F Scripps Poway Parkway, #477, San Diego, CA 92131
By phone: 1-858-695-0592
By email: Info@TradersCoach.com 

Additional Terms / Conditions
The Section titled “[link]General Terms and Condition[/link]” of the Website’s Terms of Use Agreement is incorporated herein by this reference.

TradersCoach.com® is a registered corporation in the state of California.

This Privacy Policy applies to all websites owned and operated by TradersCoach.com, Inc., which includes but not limited to: TradersCoach.com® (“Website”), TraderCoach.com, BennettMcDowell.com, AppliedRealityTrading.com, AppliedRealityTrading.net, PyramidTradingPoint.com, PyramidTradingPoint.net, PyramidTradingPoint.org, PyramidTradingPoints.com, PyramidTradingPoints.net, TheTradersSolution.com, TheSurvivalGuideForTraders.com, TheTradersAssistant.com, Traders-Systems.com, TickerTapePublishing.com, TradersCoachPress.com, SurvivalGuideForTraders.com, TradingWebCam.com, TradersCoachOnline.com, MyTradersCoach.com, TradingCoach.org, TradingCoachCenter.com, TradingCoachOnline.com, MyTradingCoach.com, Trading-Therapist.com, TradersCoachcom.com, TradeSizeCalculator.com, TradeSizeCalc.com and TradersCoach.org, and any other domains owned by TradersCoach.com, Inc.
 
"Applied Reality Trading ", ART " "Pyramid Trading Point ", "The Trader's Assistant," "The Survival Guide For Traders," and the entire "TradersCoach.com®" website are all copyright protected under United States International Copyright Laws. "Pyramid Trading Point ," Applied Reality Trading ," "ART ", "The Long & Short Of It ", and "TradersCoach.com®" are all Trademarks of TradersCoach.com, Inc.

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